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Dickinson, North Dakota Retirement Guide
Retirement Score
Dickinson, North Dakota at a Glance
- Median Home Price
- $250,600
- State Income Tax
- State income tax (low rate); Social Security fully exempt; partial retirement income deduction.
- Avg January Low
- -0.4°F
- Cost of Living Index
- 88.7 (US avg = 100)
- RetireCityIQ Score
- 53 / 100
Overview
Explore the key retirement factors for Dickinson, North Dakota, including cost of living, taxes, healthcare quality, and climate data.
Cost of Living
Affordability Metrics
Dickinson's cost of living is 11.299999999999997% below the national average. For a detailed breakdown of expenses, see our cost of living methodology.
Housing
Real Estate & Housing
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Dickinson using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$543
Stress-case monthly carrying cost
$610
Median home price used: $250,600
Median rent reference: $974 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
Budget validation
Calculate if your savings last in this city
Use RetireFree to test whether your portfolio can support retirement in Dickinson, North Dakota after local housing costs, taxes, healthcare, inflation, and withdrawal timing.
Open the RetireFree Calculator →Healthcare
Access & Quality
Quality of care and specialist availability are critical for a successful retirement. Dickinson scores 46.8 out of 100 for healthcare access.
Care planning link
Find local assisted living in Dickinson
If your city research includes aging parents, future care needs, or a move closer to family, compare local care options alongside housing and healthcare access.
Assisted living in Dickinson →Taxes
State Tax Climate
North Dakota has a tax environment that is moderate for retirees.
Climate
Weather & Environment
With 274 sunny days a year and an average January low of -0.4°F, Dickinson offers a traditional winter climate.
Safety & Walkability
Community Safety
Walkability
Demographics
Population Profile
Diversity Breakdown
Frequently asked questions about retiring in Dickinson
What is the cost of living in Dickinson, North Dakota for retirees?▾
The cost-of-living index is 89, roughly 11% below the national average of 100. Median home price is around $250,600.
Does North Dakota tax Social Security or retirement income?▾
For North Dakota residents: State income tax (low rate); Social Security fully exempt; partial retirement income deduction.
What is the climate like in Dickinson, North Dakota?▾
Dickinson, North Dakota has January average low around 0°F, July average high around 82°F. Climate normals are based on 30-year averages from NOAA's National Centers for Environmental Information.
What is healthcare access like in Dickinson, North Dakota?▾
Dickinson scores 47/100 on the RetireCityIQ healthcare access index — a adequate score. The index combines CMS hospital quality ratings, Medicare Advantage plan availability, and hospitals per 100,000 residents (KFF + CMS data).