Disclaimer

1. Informational Purposes Only

The information provided on RetireCityIQ (retirecityiq.com) is intended solely for general informational and educational purposes. Nothing on this site constitutes financial advice, tax advice, legal advice, real estate advice, or any other form of professional advisory services. You should not rely on any information on this site as a substitute for professional consultation.

2. Not Professional Advice

Before making any decision about where to retire, relocate, purchase real estate, or manage your finances, you should consult with qualified licensed professionals including but not limited to:

• A Certified Financial Planner (CFP) or financial advisor
• A licensed tax professional or Certified Public Accountant (CPA)
• A licensed real estate agent or broker in the relevant state
• A licensed attorney for legal matters
• A healthcare professional for medical decisions

3. Data Sources

The city scores, rankings, and metrics presented on this site are derived from publicly available data from the following sources:

• U.S. Census Bureau (American Community Survey)
• National Oceanic and Atmospheric Administration (NOAA)
• Centers for Medicare & Medicaid Services (CMS)
• Tax Foundation
• Other publicly available government and research datasets

We make reasonable efforts to ensure data accuracy, but we do not warrant or guarantee the completeness, accuracy, timeliness, or fitness for a particular purpose of any data presented on this site.

4. Data May Be Out of Date

Data on this site is updated periodically but may not reflect the most current conditions in any city or state. Cost of living, tax laws, healthcare quality, and other factors change over time. Scores and rankings presented here represent a snapshot based on available data at the time of collection and should not be treated as real-time or current assessments.

5. Scoring Methodology

The RetireCityIQ scoring model is a proprietary weighting system designed to approximate retirement suitability across five factors: Affordability (30%), Healthcare (25%), State Taxes (20%), Climate (15%), and Lifestyle (10%). This model reflects one interpretation of retirement priorities and may not align with your individual needs, values, or circumstances. A high score does not guarantee a city is the right fit for you personally.

6. No Warranties

RetireCityIQ and Where55 make no representations or warranties of any kind, express or implied, regarding the accuracy, adequacy, reliability, completeness, or availability of the information on this site. Your use of this site and reliance on any information provided is entirely at your own risk.

7. Affiliate Disclosure & Material Connections

RetireCityIQ may receive compensation when readers click on certain outbound links to third-party services, including but not limited to financial advisor matching networks (e.g., SmartAsset, Zoe Financial), Medicare insurance brokers (e.g., eHealth, SelectQuote), real estate referral programs, and other affiliate partners. This compensation may take the form of a per-click payment, a per-lead payment, a portion of any commission earned by the third-party partner, or a flat referral fee.

This compensation does not affect our editorial recommendations, our city scoring, or our methodology. The RetireCityIQ score is computed deterministically from public data sources (BEA, Census, NOAA, CMS, Tax Foundation, FBI UCR) using the published methodology. We do not accept payment for placement in city or state rankings, and we do not adjust scores in exchange for affiliate relationships.

Local financial advisors and real estate professionals listed on city pages are sourced from public regulatory filings (e.g., the SEC Investment Adviser Public Disclosure database). Listing inclusion is not a paid placement and does not constitute an endorsement.

This disclosure is provided in compliance with the U.S. Federal Trade Commission's 16 CFR Part 255 (Guides Concerning the Use of Endorsements and Testimonials in Advertising). If you have questions about a specific link or recommendation, please contact us at the email below.

8. Contact

If you have questions about this disclaimer or our data methodology, please contact us at privacy@retirecityiq.com.