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Retirement community in Wisconsin Rapids, Wisconsin

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Wisconsin Rapids, Wisconsin Retirement Guide

established retirement community
58

Retirement Score

Wisconsin Rapids, Wisconsin at a Glance

Median Home Price
$110,700
State Income Tax
State income tax; Social Security fully exempt; pension income generally taxable.
Avg January Low
8.1°F
Cost of Living Index
92.4 (US avg = 100)
Best For
established retirement community
RetireCityIQ Score
58 / 100

Overview

Explore the key retirement factors for Wisconsin Rapids, Wisconsin, including cost of living, taxes, healthcare quality, and climate data.

Cost of Living

Affordability Metrics

Cost of Living Index
92.4 (U.S. avg = 100)Low confidence
BEA Regional Price Parities · Updated May 2026
Median Household Income
$51,186High confidence
U.S. Census ACS 5-Year · Updated September 2026

Wisconsin Rapids's cost of living is 7.599999999999994% below the national average. For a detailed breakdown of expenses, see our cost of living methodology.

Housing

Real Estate & Housing

Median Home Price
$110,700High confidence
U.S. Census ACS 5-Year · Updated September 2026
Median Monthly Rent
$868High confidence
U.S. Census ACS 5-Year · Updated September 2026
Owner-Occupied Housing
54.4%High confidence
U.S. Census ACS 5-Year · Updated September 2026

10-Year Housing Stress Test (Estimate)

Estimate monthly homeowner carrying cost in Wisconsin Rapids using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.

Estimated monthly carrying cost

$240

Stress-case monthly carrying cost

$269

Median home price used: $110,700

Median rent reference: $868 / month

Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.

Budget validation

Calculate if your savings last in this city

Use RetireFree to test whether your portfolio can support retirement in Wisconsin Rapids, Wisconsin after local housing costs, taxes, healthcare, inflation, and withdrawal timing.

Open the RetireFree Calculator →

Healthcare

Access & Quality

Healthcare Access Score
62.6 / 100High confidence
CMS Hospital General Information · Updated September 2026
Care Access (Proxy)
62.6 / 100Estimated
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score
46.3 / 100Estimated
RetireCityIQ proxy model · Updated June 2026

Quality of care and specialist availability are critical for a successful retirement. Wisconsin Rapids scores 62.6 out of 100 for healthcare access.

Care planning link

Find local assisted living in Wisconsin Rapids

If your city research includes aging parents, future care needs, or a move closer to family, compare local care options alongside housing and healthcare access.

Assisted living in Wisconsin Rapids →

Taxes

State Tax Climate

Retirement Tax Score
30 / 100High confidence
Tax Foundation · Updated September 2026
Tax Details
State income tax; Social Security fully exempt; pension income generally taxable.High confidence
Tax Foundation · Updated September 2026

Wisconsin has a tax environment that is moderate for retirees.

Climate

Weather & Environment

Avg July High
80.5°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated September 2026
Avg January Low
8.1°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated September 2026
Annual Precipitation
34.2"High confidence
Open-Meteo Historical Weather (ERA5) · Updated September 2026
Sunny Days / Year
262 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated September 2026

With 262 sunny days a year and an average January low of 8.1°F, Wisconsin Rapids offers a traditional winter climate.

Safety & Walkability

Community Safety

Safety Score
100 / 100Medium confidence
FBI Crime Data Explorer · Updated June 2026

Walkability

Walk Score (proxy)
13.5 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
1.4 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026

Demographics

Population Profile

Population
18,783High confidence
U.S. Census ACS 5-Year · Updated September 2026
Median Age
38.3High confidence
U.S. Census ACS 5-Year · Updated September 2026
Age 65+
19.7%High confidence
U.S. Census ACS 5-Year · Updated September 2026
Veterans
8.5%High confidence
U.S. Census ACS 5-Year · Updated September 2026
Bachelor's Degree+
16.3%High confidence
U.S. Census ACS 5-Year · Updated September 2026

Diversity Breakdown

White
89.4%High confidence
U.S. Census ACS 5-Year · Updated September 2026
Black
1.0%High confidence
U.S. Census ACS 5-Year · Updated September 2026
Hispanic/Latino
4.1%High confidence
U.S. Census ACS 5-Year · Updated September 2026
Asian
3.9%High confidence
U.S. Census ACS 5-Year · Updated September 2026

Frequently asked questions about retiring in Wisconsin Rapids

Is Wisconsin Rapids, Wisconsin a good place to retire?▾

Wisconsin Rapids, Wisconsin is one of the US retirement-friendly cities tracked by RetireCityIQ. Notable retirement-relevant traits include established retirement community. See the at-a-glance card on this page for the cost of living, state tax treatment, climate, and healthcare access metrics.

What is the cost of living in Wisconsin Rapids, Wisconsin for retirees?▾

The cost-of-living index is 92, roughly 8% below the national average of 100. Median home price is around $110,700.

Does Wisconsin tax Social Security or retirement income?▾

For Wisconsin residents: State income tax; Social Security fully exempt; pension income generally taxable.

What is the climate like in Wisconsin Rapids, Wisconsin?▾

Wisconsin Rapids, Wisconsin has January average low around 8°F, July average high around 81°F. Climate normals are based on 30-year averages from NOAA's National Centers for Environmental Information.

What is healthcare access like in Wisconsin Rapids, Wisconsin?▾

Wisconsin Rapids scores 63/100 on the RetireCityIQ healthcare access index — a solid score. The index combines CMS hospital quality ratings, Medicare Advantage plan availability, and hospitals per 100,000 residents (KFF + CMS data).

Local Professionals

Financial Advisors

SULLIVAN INVESTMENT MANAGEMENT LLC

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SULLIVAN INVESTMENT MANAGEMENT LLC

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SULLIVAN INVESTMENT MANAGEMENT LLC

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