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Retirement community in Webster Groves, Missouri

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Webster Groves, Missouri Retirement Guide

established retirement community
36

Retirement Score

Webster Groves, Missouri at a Glance

Median Home Price
$355,500
State Income Tax
State income tax; Social Security partially exempt based on income; limited pension deduction.
Avg January Low
25.3°F
Cost of Living Index
91 (US avg = 100)
Best For
established retirement community
RetireCityIQ Score
36 / 100

Overview

Explore the key retirement factors for Webster Groves, Missouri, including cost of living, taxes, healthcare quality, and climate data.

Cost of Living

Affordability Metrics

Cost of Living Index
91 (U.S. avg = 100)Low confidence
BEA Regional Price Parities · Updated May 2026
Median Household Income
$105,930High confidence
U.S. Census ACS 5-Year · Updated October 2026

Webster Groves's cost of living is 9% below the national average. For a detailed breakdown of expenses, see our cost of living methodology.

Housing

Real Estate & Housing

Median Home Price
$355,500High confidence
U.S. Census ACS 5-Year · Updated October 2026
Median Monthly Rent
$1,524High confidence
U.S. Census ACS 5-Year · Updated October 2026
Owner-Occupied Housing
74.1%High confidence
U.S. Census ACS 5-Year · Updated October 2026

10-Year Housing Stress Test (Estimate)

Estimate monthly homeowner carrying cost in Webster Groves using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.

Estimated monthly carrying cost

$770

Stress-case monthly carrying cost

$865

Median home price used: $355,500

Median rent reference: $1,524 / month

Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.

Budget validation

Calculate if your savings last in this city

Use RetireFree to test whether your portfolio can support retirement in Webster Groves, Missouri after local housing costs, taxes, healthcare, inflation, and withdrawal timing.

Open the RetireFree Calculator →

Healthcare

Access & Quality

Healthcare Access Score
Care Access (Proxy)
0 / 100Estimated
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score
40.4 / 100Estimated
RetireCityIQ proxy model · Updated June 2026

Quality of care and specialist availability are critical for a successful retirement. Webster Groves scores 0 out of 100 for healthcare access.

Care planning link

Find local assisted living in Webster Groves

If your city research includes aging parents, future care needs, or a move closer to family, compare local care options alongside housing and healthcare access.

Assisted living in Webster Groves →

Taxes

State Tax Climate

Retirement Tax Score
30 / 100High confidence
Tax Foundation · Updated October 2026
Tax Details
State income tax; Social Security partially exempt based on income; limited pension deduction.High confidence
Tax Foundation · Updated October 2026

Missouri has a tax environment that is moderate for retirees.

Climate

Weather & Environment

Avg July High
89.5°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated October 2026
Avg January Low
25.3°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated October 2026
Annual Precipitation
49.2"High confidence
Open-Meteo Historical Weather (ERA5) · Updated October 2026
Sunny Days / Year
288 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated October 2026

With 288 sunny days a year and an average January low of 25.3°F, Webster Groves offers a traditional winter climate.

Safety & Walkability

Community Safety

Safety Score
76.5 / 100Low confidence
FBI Crime Data Explorer · Updated June 2026

Walkability

Walk Score (proxy)
21.1 / 100Low confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
2 / 100Low confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026

Demographics

Population Profile

Population
23,838High confidence
U.S. Census ACS 5-Year · Updated October 2026
Median Age
40.3High confidence
U.S. Census ACS 5-Year · Updated October 2026
Age 65+
18.7%High confidence
U.S. Census ACS 5-Year · Updated October 2026
Veterans
4.6%High confidence
U.S. Census ACS 5-Year · Updated October 2026
Bachelor's Degree+
68.2%High confidence
U.S. Census ACS 5-Year · Updated October 2026

Diversity Breakdown

White
84.8%High confidence
U.S. Census ACS 5-Year · Updated October 2026
Black
4.0%High confidence
U.S. Census ACS 5-Year · Updated October 2026
Hispanic/Latino
3.3%High confidence
U.S. Census ACS 5-Year · Updated October 2026
Asian
1.2%High confidence
U.S. Census ACS 5-Year · Updated October 2026

Frequently asked questions about retiring in Webster Groves

Is Webster Groves, Missouri a good place to retire?▾

Webster Groves, Missouri is one of the US retirement-friendly cities tracked by RetireCityIQ. Notable retirement-relevant traits include established retirement community. See the at-a-glance card on this page for the cost of living, state tax treatment, climate, and healthcare access metrics.

What is the cost of living in Webster Groves, Missouri for retirees?▾

The cost-of-living index is 91, roughly 9% below the national average of 100. Median home price is around $355,500.

Does Missouri tax Social Security or retirement income?▾

For Missouri residents: State income tax; Social Security partially exempt based on income; limited pension deduction.

What is the climate like in Webster Groves, Missouri?▾

Webster Groves, Missouri has January average low around 25°F, July average high around 90°F. Climate normals are based on 30-year averages from NOAA's National Centers for Environmental Information.

What is healthcare access like in Webster Groves, Missouri?▾

Webster Groves scores 0/100 on the RetireCityIQ healthcare access index — a limited score. The index combines CMS hospital quality ratings, Medicare Advantage plan availability, and hospitals per 100,000 residents (KFF + CMS data).

Local Professionals

Financial Advisors

MAXELE ADVISORS, LLC

Financial Advisor

MAXELE ADVISORS, LLC

Financial Advisor

MAXELE ADVISORS, LLC

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