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Retirement community in Verde Village, Arizona

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Verde Village, Arizona Retirement Guide

39

Retirement Score

Verde Village, Arizona at a Glance

Median Home Price
$283,900
State Income Tax
State income tax; Social Security fully exempt; limited pension exemption.
Avg January Low
33.4°F
Cost of Living Index
100 (US avg = 100)
RetireCityIQ Score
39 / 100

Overview

Explore the key retirement factors for Verde Village, Arizona, including cost of living, taxes, healthcare quality, and climate data.

Cost of Living

Affordability Metrics

Cost of Living Index
100 (U.S. avg = 100)Low confidence
BEA Regional Price Parities · Updated May 2026
Median Household Income
$63,835High confidence
U.S. Census ACS 5-Year · Updated October 2026

Verde Village's cost of living is 0% below the national average. For a detailed breakdown of expenses, see our cost of living methodology.

Housing

Real Estate & Housing

Median Home Price
$283,900High confidence
U.S. Census ACS 5-Year · Updated October 2026
Median Monthly Rent
$1,095High confidence
U.S. Census ACS 5-Year · Updated October 2026
Owner-Occupied Housing
78.3%High confidence
U.S. Census ACS 5-Year · Updated October 2026

10-Year Housing Stress Test (Estimate)

Estimate monthly homeowner carrying cost in Verde Village using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.

Estimated monthly carrying cost

$615

Stress-case monthly carrying cost

$691

Median home price used: $283,900

Median rent reference: $1,095 / month

Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.

Budget validation

Calculate if your savings last in this city

Use RetireFree to test whether your portfolio can support retirement in Verde Village, Arizona after local housing costs, taxes, healthcare, inflation, and withdrawal timing.

Open the RetireFree Calculator →

Healthcare

Access & Quality

Healthcare Access Score
Care Access (Proxy)
0 / 100Estimated
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score
41.8 / 100Estimated
RetireCityIQ proxy model · Updated June 2026

Quality of care and specialist availability are critical for a successful retirement. Verde Village scores 0 out of 100 for healthcare access.

Care planning link

Find local assisted living in Verde Village

If your city research includes aging parents, future care needs, or a move closer to family, compare local care options alongside housing and healthcare access.

Assisted living in Verde Village →

Taxes

State Tax Climate

Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated October 2026
Tax Details
State income tax; Social Security fully exempt; limited pension exemption.High confidence
Tax Foundation · Updated October 2026

Arizona has a tax environment that is moderate for retirees.Read more in our detailed Arizona tax guide.

Arizona 2026 Outlook

Arizona Retirement Tax Benefits 2026

Arizona does not tax Social Security benefits and generally has low property taxes compared with many coastal states. Other retirement income may still be taxable under Arizona's income-tax rules, and local sales taxes can vary by city and county.

For Verde Village, compare the tax picture with housing costs, summer cooling bills, healthcare access, and insurance before treating Arizona as automatically lower-cost than another Sun Belt state.

Climate

Weather & Environment

Avg July High
100.3°FMedium confidence
Avg January Low
33.4°FMedium confidence
Annual Precipitation
13.6"Medium confidence
Sunny Days / Year
352 daysMedium confidence

With 352 sunny days a year and an average January low of 33.4°F, Verde Village offers a traditional winter climate.

Safety & Walkability

Community Safety

Safety Score
89.1 / 100Low confidence
FBI Crime Data Explorer · Updated June 2026

Walkability

Walk Score (proxy)
13.6 / 100Low confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
0 / 100Low confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026

Demographics

Population Profile

Population
12,005High confidence
U.S. Census ACS 5-Year · Updated October 2026
Median Age
44.1High confidence
U.S. Census ACS 5-Year · Updated October 2026
Age 65+
21.8%High confidence
U.S. Census ACS 5-Year · Updated October 2026
Veterans
10.9%High confidence
U.S. Census ACS 5-Year · Updated October 2026
Bachelor's Degree+
23.3%High confidence
U.S. Census ACS 5-Year · Updated October 2026

Diversity Breakdown

White
77.4%High confidence
U.S. Census ACS 5-Year · Updated October 2026
Black
1.5%High confidence
U.S. Census ACS 5-Year · Updated October 2026
Hispanic/Latino
18.1%High confidence
U.S. Census ACS 5-Year · Updated October 2026
Asian
0.5%High confidence
U.S. Census ACS 5-Year · Updated October 2026

Frequently asked questions about retiring in Verde Village

What is the cost of living in Verde Village, Arizona for retirees?▾

The cost-of-living index is 100, roughly 0% above the national average of 100. Median home price is around $283,900.

Does Arizona tax Social Security or retirement income?▾

For Arizona residents: State income tax; Social Security fully exempt; limited pension exemption.

What is the climate like in Verde Village, Arizona?▾

Verde Village, Arizona has January average low around 33°F, July average high around 100°F. Climate normals are based on 30-year averages from NOAA's National Centers for Environmental Information.

What is healthcare access like in Verde Village, Arizona?▾

Verde Village scores 0/100 on the RetireCityIQ healthcare access index — a limited score. The index combines CMS hospital quality ratings, Medicare Advantage plan availability, and hospitals per 100,000 residents (KFF + CMS data).

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