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Retirement community in The Dalles, Oregon

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The Dalles, Oregon Retirement Guide

established retirement community
58

Retirement Score

The Dalles, Oregon at a Glance

Median Home Price
$284,100
State Income Tax
State income tax; Social Security fully exempt; some pension deduction.
Avg January Low
30°F
Cost of Living Index
106.6 (US avg = 100)
Best For
established retirement community
RetireCityIQ Score
58 / 100

Overview

Explore the key retirement factors for The Dalles, Oregon, including cost of living, taxes, healthcare quality, and climate data.

Cost of Living

Affordability Metrics

Cost of Living Index
106.6 (U.S. avg = 100)Low confidence
BEA Regional Price Parities · Updated May 2026
Median Household Income
$59,714High confidence
U.S. Census ACS 5-Year · Updated October 2026

The Dalles's cost of living is 6.599999999999994% above the national average. For a detailed breakdown of expenses, see our cost of living methodology.

Housing

Real Estate & Housing

Median Home Price
$284,100High confidence
U.S. Census ACS 5-Year · Updated October 2026
Median Monthly Rent
$925High confidence
U.S. Census ACS 5-Year · Updated October 2026
Owner-Occupied Housing
60.0%High confidence
U.S. Census ACS 5-Year · Updated October 2026

10-Year Housing Stress Test (Estimate)

Estimate monthly homeowner carrying cost in The Dalles using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.

Estimated monthly carrying cost

$616

Stress-case monthly carrying cost

$691

Median home price used: $284,100

Median rent reference: $925 / month

Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.

Budget validation

Calculate if your savings last in this city

Use RetireFree to test whether your portfolio can support retirement in The Dalles, Oregon after local housing costs, taxes, healthcare, inflation, and withdrawal timing.

Open the RetireFree Calculator →

Healthcare

Access & Quality

Healthcare Access Score
73.6 / 100High confidence
CMS Hospital General Information · Updated October 2026
Care Access (Proxy)
73.6 / 100Estimated
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score
49.5 / 100Estimated
RetireCityIQ proxy model · Updated June 2026

Quality of care and specialist availability are critical for a successful retirement. The Dalles scores 73.6 out of 100 for healthcare access.

Care planning link

Find local assisted living in The Dalles

If your city research includes aging parents, future care needs, or a move closer to family, compare local care options alongside housing and healthcare access.

Assisted living in The Dalles →

Taxes

State Tax Climate

Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated October 2026
Tax Details
State income tax; Social Security fully exempt; some pension deduction.High confidence
Tax Foundation · Updated October 2026

Oregon has a tax environment that is moderate for retirees.

Climate

Weather & Environment

Avg July High
91.3°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated October 2026
Avg January Low
30°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated October 2026
Annual Precipitation
26.9"High confidence
Open-Meteo Historical Weather (ERA5) · Updated October 2026
Sunny Days / Year
269 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated October 2026

With 269 sunny days a year and an average January low of 30°F, The Dalles offers a traditional winter climate.

Safety & Walkability

Community Safety

Safety Score
100 / 100Low confidence
FBI Crime Data Explorer · Updated June 2026

Walkability

Walk Score (proxy)
20.9 / 100Low confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
0.6 / 100Low confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026

Demographics

Population Profile

Population
15,988High confidence
U.S. Census ACS 5-Year · Updated October 2026
Median Age
37.4High confidence
U.S. Census ACS 5-Year · Updated October 2026
Age 65+
19.8%High confidence
U.S. Census ACS 5-Year · Updated October 2026
Veterans
9.9%High confidence
U.S. Census ACS 5-Year · Updated October 2026
Bachelor's Degree+
23.0%High confidence
U.S. Census ACS 5-Year · Updated October 2026

Diversity Breakdown

White
82.9%High confidence
U.S. Census ACS 5-Year · Updated October 2026
Black
0.3%High confidence
U.S. Census ACS 5-Year · Updated October 2026
Hispanic/Latino
20.8%High confidence
U.S. Census ACS 5-Year · Updated October 2026
Asian
0.5%High confidence
U.S. Census ACS 5-Year · Updated October 2026

Frequently asked questions about retiring in The Dalles

Is The Dalles, Oregon a good place to retire?▾

The Dalles, Oregon is one of the US retirement-friendly cities tracked by RetireCityIQ. Notable retirement-relevant traits include established retirement community. See the at-a-glance card on this page for the cost of living, state tax treatment, climate, and healthcare access metrics.

What is the cost of living in The Dalles, Oregon for retirees?▾

The cost-of-living index is 107, roughly 7% above the national average of 100. Median home price is around $284,100.

Does Oregon tax Social Security or retirement income?▾

For Oregon residents: State income tax; Social Security fully exempt; some pension deduction.

What is the climate like in The Dalles, Oregon?▾

The Dalles, Oregon has January average low around 30°F, July average high around 91°F. Climate normals are based on 30-year averages from NOAA's National Centers for Environmental Information.

What is healthcare access like in The Dalles, Oregon?▾

The Dalles scores 74/100 on the RetireCityIQ healthcare access index — a strong score. The index combines CMS hospital quality ratings, Medicare Advantage plan availability, and hospitals per 100,000 residents (KFF + CMS data).

Local Professionals

Financial Advisors

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