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Soddy-Daisy, Tennessee Retirement Guide
Retirement Score
Soddy-Daisy, Tennessee at a Glance
- Median Home Price
- $206,000
- State Income Tax
- No state income tax; Social Security and pension income fully exempt.
- Avg January Low
- 35.3°F
- Cost of Living Index
- 91.8 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 78 / 100
Overview
Explore the key retirement factors for Soddy-Daisy, Tennessee, including cost of living, taxes, healthcare quality, and climate data.
Cost of Living
Affordability Metrics
Soddy-Daisy's cost of living is 8.200000000000003% below the national average. For a detailed breakdown of expenses, see our cost of living methodology.
Housing
Real Estate & Housing
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Soddy-Daisy using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$446
Stress-case monthly carrying cost
$501
Median home price used: $206,000
Median rent reference: $945 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
Budget validation
Calculate if your savings last in this city
Use RetireFree to test whether your portfolio can support retirement in Soddy-Daisy, Tennessee after local housing costs, taxes, healthcare, inflation, and withdrawal timing.
Open the RetireFree Calculator →Healthcare
Access & Quality
Quality of care and specialist availability are critical for a successful retirement. Soddy-Daisy scores 100 out of 100 for healthcare access.
Care planning link
Find local assisted living in Soddy-Daisy
If your city research includes aging parents, future care needs, or a move closer to family, compare local care options alongside housing and healthcare access.
Assisted living in Soddy-Daisy →Taxes
State Tax Climate
Tennessee has a tax environment that is highly favorable for retirees.Read more in our detailed Tennessee tax guide.
Climate
Weather & Environment
With 299 sunny days a year and an average January low of 35.3°F, Soddy-Daisy offers a traditional winter climate.
Safety & Walkability
Community Safety
Walkability
Demographics
Population Profile
Diversity Breakdown
Frequently asked questions about retiring in Soddy-Daisy
Is Soddy-Daisy, Tennessee a good place to retire?▾
Soddy-Daisy, Tennessee is one of the US retirement-friendly cities tracked by RetireCityIQ. Notable retirement-relevant traits include established retirement community. See the at-a-glance card on this page for the cost of living, state tax treatment, climate, and healthcare access metrics.
What is the cost of living in Soddy-Daisy, Tennessee for retirees?▾
The cost-of-living index is 92, roughly 8% below the national average of 100. Median home price is around $206,000.
Does Tennessee tax Social Security or retirement income?▾
For Tennessee residents: No state income tax; Social Security and pension income fully exempt.
What is the climate like in Soddy-Daisy, Tennessee?▾
Soddy-Daisy, Tennessee has January average low around 35°F, July average high around 90°F. Climate normals are based on 30-year averages from NOAA's National Centers for Environmental Information.
What is healthcare access like in Soddy-Daisy, Tennessee?▾
Soddy-Daisy scores 100/100 on the RetireCityIQ healthcare access index — a top-tier score. The index combines CMS hospital quality ratings, Medicare Advantage plan availability, and hospitals per 100,000 residents (KFF + CMS data).