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Pascagoula, Mississippi Retirement Guide
Retirement Score
Pascagoula, Mississippi at a Glance
- Median Home Price
- $130,400
- State Income Tax
- State income tax; Social Security and retirement income fully exempt.
- Avg January Low
- 46.5°F
- Cost of Living Index
- 87.3 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 66 / 100
Overview
Explore the key retirement factors for Pascagoula, Mississippi, including cost of living, taxes, healthcare quality, and climate data.
Cost of Living
Affordability Metrics
Pascagoula's cost of living is 12.700000000000003% below the national average. For a detailed breakdown of expenses, see our cost of living methodology.
Housing
Real Estate & Housing
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Pascagoula using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$283
Stress-case monthly carrying cost
$317
Median home price used: $130,400
Median rent reference: $869 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
Budget validation
Calculate if your savings last in this city
Use RetireFree to test whether your portfolio can support retirement in Pascagoula, Mississippi after local housing costs, taxes, healthcare, inflation, and withdrawal timing.
Open the RetireFree Calculator →Healthcare
Access & Quality
Quality of care and specialist availability are critical for a successful retirement. Pascagoula scores 53.7 out of 100 for healthcare access.
Care planning link
Find local assisted living in Pascagoula
If your city research includes aging parents, future care needs, or a move closer to family, compare local care options alongside housing and healthcare access.
Assisted living in Pascagoula →Taxes
State Tax Climate
Mississippi has a tax environment that is moderate for retirees.
Climate
Weather & Environment
With 316 sunny days a year and an average January low of 46.5°F, Pascagoula offers a mild winter climate.
Safety & Walkability
Community Safety
Walkability
Demographics
Population Profile
Diversity Breakdown
Frequently asked questions about retiring in Pascagoula
Is Pascagoula, Mississippi a good place to retire?▾
Pascagoula, Mississippi is one of the US retirement-friendly cities tracked by RetireCityIQ. Notable retirement-relevant traits include established retirement community. See the at-a-glance card on this page for the cost of living, state tax treatment, climate, and healthcare access metrics.
What is the cost of living in Pascagoula, Mississippi for retirees?▾
The cost-of-living index is 87, roughly 13% below the national average of 100. Median home price is around $130,400.
Does Mississippi tax Social Security or retirement income?▾
For Mississippi residents: State income tax; Social Security and retirement income fully exempt.
What is the climate like in Pascagoula, Mississippi?▾
Pascagoula, Mississippi has January average low around 47°F, July average high around 88°F. Climate normals are based on 30-year averages from NOAA's National Centers for Environmental Information.
What is healthcare access like in Pascagoula, Mississippi?▾
Pascagoula scores 54/100 on the RetireCityIQ healthcare access index — a solid score. The index combines CMS hospital quality ratings, Medicare Advantage plan availability, and hospitals per 100,000 residents (KFF + CMS data).