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Retirement community in Orland Park, Illinois

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Orland Park, Illinois Retirement Guide

67

Retirement Score

Orland Park, Illinois at a Glance

Median Home Price
$337,800
State Income Tax
State income tax; Social Security and retirement income (pensions, 401k, IRA) fully exempt.
Avg January Low
18.4°F
Cost of Living Index
101.2 (US avg = 100)
RetireCityIQ Score
67 / 100

Overview

Explore the key retirement factors for Orland Park, Illinois, including cost of living, taxes, healthcare quality, and climate data.

Cost of Living

Affordability Metrics

Cost of Living Index
101.2 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated May 2026
Median Household Income
$97,365High confidence
U.S. Census ACS 5-Year · Updated September 2026

Orland Park's cost of living is 1.2000000000000028% above the national average. For a detailed breakdown of expenses, see our cost of living methodology.

Housing

Real Estate & Housing

Median Home Price
$337,800High confidence
U.S. Census ACS 5-Year · Updated September 2026
Median Monthly Rent
$1,396High confidence
U.S. Census ACS 5-Year · Updated September 2026
Owner-Occupied Housing
85.9%High confidence
U.S. Census ACS 5-Year · Updated September 2026

10-Year Housing Stress Test (Estimate)

Estimate monthly homeowner carrying cost in Orland Park using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.

Estimated monthly carrying cost

$732

Stress-case monthly carrying cost

$822

Median home price used: $337,800

Median rent reference: $1,396 / month

Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.

Budget validation

Calculate if your savings last in this city

Use RetireFree to test whether your portfolio can support retirement in Orland Park, Illinois after local housing costs, taxes, healthcare, inflation, and withdrawal timing.

Open the RetireFree Calculator →

Healthcare

Access & Quality

Healthcare Access Score
Care Access (Proxy)
100 / 100Estimated
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score
45.4 / 100Estimated
RetireCityIQ proxy model · Updated June 2026

Quality of care and specialist availability are critical for a successful retirement. Orland Park scores 100 out of 100 for healthcare access.

Care planning link

Find local assisted living in Orland Park

If your city research includes aging parents, future care needs, or a move closer to family, compare local care options alongside housing and healthcare access.

Assisted living in Orland Park

Taxes

State Tax Climate

Retirement Tax Score
60 / 100High confidence
Tax Foundation · Updated September 2026
Tax Details
State income tax; Social Security and retirement income (pensions, 401k, IRA) fully exempt.High confidence
Tax Foundation · Updated September 2026

Illinois has a tax environment that is moderate for retirees.

Climate

Weather & Environment

Avg July High
82.6°FMedium confidence
Avg January Low
18.4°FMedium confidence
Annual Precipitation
48.7"Medium confidence
Sunny Days / Year
266 daysMedium confidence

With 266 sunny days a year and an average January low of 18.4°F, Orland Park offers a traditional winter climate.

Safety & Walkability

Community Safety

Safety Score
92.3 / 100Medium confidence
FBI Crime Data Explorer · Updated June 2026

Walkability

Walk Score (proxy)
14.5 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
13.3 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026

Demographics

Population Profile

Population
58,345High confidence
U.S. Census ACS 5-Year · Updated September 2026
Median Age
46.6High confidence
U.S. Census ACS 5-Year · Updated September 2026
Age 65+
23.9%High confidence
U.S. Census ACS 5-Year · Updated September 2026
Veterans
4.8%High confidence
U.S. Census ACS 5-Year · Updated September 2026
Bachelor's Degree+
43.2%High confidence
U.S. Census ACS 5-Year · Updated September 2026

Diversity Breakdown

White
83.6%High confidence
U.S. Census ACS 5-Year · Updated September 2026
Black
4.3%High confidence
U.S. Census ACS 5-Year · Updated September 2026
Hispanic/Latino
9.7%High confidence
U.S. Census ACS 5-Year · Updated September 2026
Asian
5.3%High confidence
U.S. Census ACS 5-Year · Updated September 2026

Frequently asked questions about retiring in Orland Park

What is the cost of living in Orland Park, Illinois for retirees?

The cost-of-living index is 101, roughly 1% above the national average of 100. Median home price is around $337,800.

Does Illinois tax Social Security or retirement income?

For Illinois residents: State income tax; Social Security and retirement income (pensions, 401k, IRA) fully exempt.

What is the climate like in Orland Park, Illinois?

Orland Park, Illinois has January average low around 18°F, July average high around 83°F. Climate normals are based on 30-year averages from NOAA's National Centers for Environmental Information.

What is healthcare access like in Orland Park, Illinois?

Orland Park scores 100/100 on the RetireCityIQ healthcare access index — a top-tier score. The index combines CMS hospital quality ratings, Medicare Advantage plan availability, and hospitals per 100,000 residents (KFF + CMS data).

Local Professionals

Financial Advisors

STRATEGIC INVESTMENT SOLUTIONS, INC.

Financial Advisor

STRATEGIC INVESTMENT SOLUTIONS, INC.

Financial Advisor

STRATEGIC INVESTMENT SOLUTIONS, INC.

Financial Advisor

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