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Retirement community in Mount Pleasant, Wisconsin

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Mount Pleasant, Wisconsin Retirement Guide

39

Retirement Score

Mount Pleasant, Wisconsin at a Glance

Median Home Price
$253,800
State Income Tax
State income tax; Social Security fully exempt; pension income generally taxable.
Avg January Low
15.7°F
Cost of Living Index
92.4 (US avg = 100)
RetireCityIQ Score
39 / 100

Overview

Explore the key retirement factors for Mount Pleasant, Wisconsin, including cost of living, taxes, healthcare quality, and climate data.

Cost of Living

Affordability Metrics

Cost of Living Index
92.4 (U.S. avg = 100)Low confidence
BEA Regional Price Parities · Updated May 2026
Median Household Income
$83,827High confidence
U.S. Census ACS 5-Year · Updated September 2026

Mount Pleasant's cost of living is 7.599999999999994% below the national average. For a detailed breakdown of expenses, see our cost of living methodology.

Housing

Real Estate & Housing

Median Home Price
$253,800High confidence
U.S. Census ACS 5-Year · Updated September 2026
Median Monthly Rent
$1,023High confidence
U.S. Census ACS 5-Year · Updated September 2026
Owner-Occupied Housing
78.7%High confidence
U.S. Census ACS 5-Year · Updated September 2026

10-Year Housing Stress Test (Estimate)

Estimate monthly homeowner carrying cost in Mount Pleasant using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.

Estimated monthly carrying cost

$550

Stress-case monthly carrying cost

$618

Median home price used: $253,800

Median rent reference: $1,023 / month

Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.

Budget validation

Calculate if your savings last in this city

Use RetireFree to test whether your portfolio can support retirement in Mount Pleasant, Wisconsin after local housing costs, taxes, healthcare, inflation, and withdrawal timing.

Open the RetireFree Calculator →

Healthcare

Access & Quality

Healthcare Access Score
0 / 100Estimated
Care Access (Proxy)
0 / 100Estimated
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score
41.7 / 100Estimated
RetireCityIQ proxy model · Updated June 2026

Quality of care and specialist availability are critical for a successful retirement. Mount Pleasant scores 0 out of 100 for healthcare access.

Care planning link

Find local assisted living in Mount Pleasant

If your city research includes aging parents, future care needs, or a move closer to family, compare local care options alongside housing and healthcare access.

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Taxes

State Tax Climate

Retirement Tax Score
30 / 100High confidence
Tax Foundation · Updated September 2026
Tax Details
State income tax; Social Security fully exempt; pension income generally taxable.High confidence
Tax Foundation · Updated September 2026

Wisconsin has a tax environment that is moderate for retirees.

Climate

Weather & Environment

Avg July High
82.6°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated September 2026
Avg January Low
15.7°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated September 2026
Annual Precipitation
31.4"High confidence
Open-Meteo Historical Weather (ERA5) · Updated September 2026
Sunny Days / Year
250 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated September 2026

With 250 sunny days a year and an average January low of 15.7°F, Mount Pleasant offers a traditional winter climate.

Safety & Walkability

Community Safety

Safety Score
100 / 100Medium confidence
FBI Crime Data Explorer · Updated June 2026

Walkability

Walk Score (proxy)
3.2 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
1.9 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026

Demographics

Population Profile

Population
27,640High confidence
U.S. Census ACS 5-Year · Updated September 2026
Median Age
46.7High confidence
U.S. Census ACS 5-Year · Updated September 2026
Age 65+
23.4%High confidence
U.S. Census ACS 5-Year · Updated September 2026
Veterans
7.7%High confidence
U.S. Census ACS 5-Year · Updated September 2026
Bachelor's Degree+
35.1%High confidence
U.S. Census ACS 5-Year · Updated September 2026

Diversity Breakdown

White
78.7%High confidence
U.S. Census ACS 5-Year · Updated September 2026
Black
8.5%High confidence
U.S. Census ACS 5-Year · Updated September 2026
Hispanic/Latino
12.3%High confidence
U.S. Census ACS 5-Year · Updated September 2026
Asian
2.6%High confidence
U.S. Census ACS 5-Year · Updated September 2026

Frequently asked questions about retiring in Mount Pleasant

What is the cost of living in Mount Pleasant, Wisconsin for retirees?▾

The cost-of-living index is 92, roughly 8% below the national average of 100. Median home price is around $253,800.

Does Wisconsin tax Social Security or retirement income?▾

For Wisconsin residents: State income tax; Social Security fully exempt; pension income generally taxable.

What is the climate like in Mount Pleasant, Wisconsin?▾

Mount Pleasant, Wisconsin has January average low around 16°F, July average high around 83°F. Climate normals are based on 30-year averages from NOAA's National Centers for Environmental Information.

What is healthcare access like in Mount Pleasant, Wisconsin?▾

Mount Pleasant scores 0/100 on the RetireCityIQ healthcare access index — a limited score. The index combines CMS hospital quality ratings, Medicare Advantage plan availability, and hospitals per 100,000 residents (KFF + CMS data).

Local Professionals

Financial Advisors

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