← All Cities
Retirement community in Mesquite, Nevada

Photo by Shanmu Wang on Unsplash (https://unsplash.com/@shanmu_10)

Mesquite, Nevada Retirement Guide

63

Retirement Score

Mesquite, Nevada at a Glance

Median Home Price
$333,400
State Income Tax
No state income tax; Social Security and pension income fully exempt.
Avg January Low
38°F
Cost of Living Index
96.3 (US avg = 100)
RetireCityIQ Score
63 / 100

Overview

Explore the key retirement factors for Mesquite, Nevada, including cost of living, taxes, healthcare quality, and climate data.

Cost of Living

Affordability Metrics

Cost of Living Index
96.3 (U.S. avg = 100)Low confidence
BEA Regional Price Parities · Updated May 2026
Median Household Income
$69,146High confidence
U.S. Census ACS 5-Year · Updated October 2026

Mesquite's cost of living is 3.700000000000003% below the national average. For a detailed breakdown of expenses, see our cost of living methodology.

Housing

Real Estate & Housing

Median Home Price
$333,400High confidence
U.S. Census ACS 5-Year · Updated October 2026
Median Monthly Rent
$1,086High confidence
U.S. Census ACS 5-Year · Updated October 2026
Owner-Occupied Housing
78.7%High confidence
U.S. Census ACS 5-Year · Updated October 2026

10-Year Housing Stress Test (Estimate)

Estimate monthly homeowner carrying cost in Mesquite using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.

Estimated monthly carrying cost

$722

Stress-case monthly carrying cost

$811

Median home price used: $333,400

Median rent reference: $1,086 / month

Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.

Budget validation

Calculate if your savings last in this city

Use RetireFree to test whether your portfolio can support retirement in Mesquite, Nevada after local housing costs, taxes, healthcare, inflation, and withdrawal timing.

Open the RetireFree Calculator →

Healthcare

Access & Quality

Healthcare Access Score
56.9 / 100High confidence
CMS Hospital General Information · Updated October 2026
Care Access (Proxy)
56.9 / 100Estimated
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score
50.5 / 100Estimated
RetireCityIQ proxy model · Updated June 2026

Quality of care and specialist availability are critical for a successful retirement. Mesquite scores 56.9 out of 100 for healthcare access.

Care planning link

Find local assisted living in Mesquite

If your city research includes aging parents, future care needs, or a move closer to family, compare local care options alongside housing and healthcare access.

Assisted living in Mesquite →

Taxes

State Tax Climate

Retirement Tax Score
100 / 100High confidence
Tax Foundation · Updated October 2026
Tax Details
No state income tax; Social Security and pension income fully exempt.High confidence
Tax Foundation · Updated October 2026

Nevada has a tax environment that is highly favorable for retirees.

Climate

Weather & Environment

Avg July High
108°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated September 2026
Avg January Low
38°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated September 2026
Annual Precipitation
6.3"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated September 2026
Sunny Days / Year
348 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated September 2026

With 348 sunny days a year and an average January low of 38°F, Mesquite offers a traditional winter climate.

Safety & Walkability

Community Safety

Safety Score
81.3 / 100Low confidence
FBI Crime Data Explorer · Updated June 2026

Walkability

Walk Score (proxy)
38.4 / 100Low confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
4.9 / 100Low confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026

Demographics

Population Profile

Population
20,659High confidence
U.S. Census ACS 5-Year · Updated October 2026
Median Age
62.3High confidence
U.S. Census ACS 5-Year · Updated October 2026
Age 65+
44.8%High confidence
U.S. Census ACS 5-Year · Updated October 2026
Veterans
14.1%High confidence
U.S. Census ACS 5-Year · Updated October 2026
Bachelor's Degree+
24.4%High confidence
U.S. Census ACS 5-Year · Updated October 2026

Diversity Breakdown

White
79.4%High confidence
U.S. Census ACS 5-Year · Updated October 2026
Black
1.1%High confidence
U.S. Census ACS 5-Year · Updated October 2026
Hispanic/Latino
25.3%High confidence
U.S. Census ACS 5-Year · Updated October 2026
Asian
2.3%High confidence
U.S. Census ACS 5-Year · Updated October 2026

Frequently asked questions about retiring in Mesquite

What is the cost of living in Mesquite, Nevada for retirees?▾

The cost-of-living index is 96, roughly 4% below the national average of 100. Median home price is around $333,400.

Does Nevada tax Social Security or retirement income?▾

For Nevada residents: No state income tax; Social Security and pension income fully exempt.

What is the climate like in Mesquite, Nevada?▾

Mesquite, Nevada has January average low around 38°F, July average high around 108°F. Climate normals are based on 30-year averages from NOAA's National Centers for Environmental Information.

What is healthcare access like in Mesquite, Nevada?▾

Mesquite scores 57/100 on the RetireCityIQ healthcare access index — a solid score. The index combines CMS hospital quality ratings, Medicare Advantage plan availability, and hospitals per 100,000 residents (KFF + CMS data).

Interested in Mesquite? Talk to a Local Expert.

State Preferences (select all that interest you)

Compare Mesquite with Top Alternatives

You Might Also Like