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Retirement community in McKeesport, Pennsylvania

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McKeesport, Pennsylvania Retirement Guide

76

Retirement Score

McKeesport, Pennsylvania at a Glance

Median Home Price
$58,500
State Income Tax
State income tax; Social Security and most retirement income fully exempt.
Avg January Low
24.1°F
Cost of Living Index
96.3 (US avg = 100)
RetireCityIQ Score
76 / 100

Overview

Explore the key retirement factors for McKeesport, Pennsylvania, including cost of living, taxes, healthcare quality, and climate data.

Cost of Living

Affordability Metrics

Cost of Living Index
96.3 (U.S. avg = 100)Low confidence
BEA Regional Price Parities · Updated May 2026
Median Household Income
$31,635High confidence
U.S. Census ACS 5-Year · Updated October 2026

McKeesport's cost of living is 3.700000000000003% below the national average. For a detailed breakdown of expenses, see our cost of living methodology.

Housing

Real Estate & Housing

Median Home Price
$58,500High confidence
U.S. Census ACS 5-Year · Updated October 2026
Median Monthly Rent
$752High confidence
U.S. Census ACS 5-Year · Updated October 2026
Owner-Occupied Housing
49.8%High confidence
U.S. Census ACS 5-Year · Updated October 2026

10-Year Housing Stress Test (Estimate)

Estimate monthly homeowner carrying cost in McKeesport using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.

Estimated monthly carrying cost

$127

Stress-case monthly carrying cost

$142

Median home price used: $58,500

Median rent reference: $752 / month

Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.

Budget validation

Calculate if your savings last in this city

Use RetireFree to test whether your portfolio can support retirement in McKeesport, Pennsylvania after local housing costs, taxes, healthcare, inflation, and withdrawal timing.

Open the RetireFree Calculator →

Healthcare

Access & Quality

Healthcare Access Score
Care Access (Proxy)
100 / 100Estimated
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score
66.6 / 100Estimated
RetireCityIQ proxy model · Updated June 2026

Quality of care and specialist availability are critical for a successful retirement. McKeesport scores 100 out of 100 for healthcare access.

Care planning link

Find local assisted living in McKeesport

If your city research includes aging parents, future care needs, or a move closer to family, compare local care options alongside housing and healthcare access.

Assisted living in McKeesport →

Taxes

State Tax Climate

Retirement Tax Score
60 / 100High confidence
Tax Foundation · Updated October 2026
Tax Details
State income tax; Social Security and most retirement income fully exempt.High confidence
Tax Foundation · Updated October 2026

Pennsylvania has a tax environment that is moderate for retirees.

Climate

Weather & Environment

Avg July High
84°FLow confidence
Avg January Low
24.1°FLow confidence
Annual Precipitation
49.4"Low confidence
Sunny Days / Year
258 daysLow confidence

With 258 sunny days a year and an average January low of 24.1°F, McKeesport offers a traditional winter climate.

Safety & Walkability

Community Safety

Safety Score
97.2 / 100Low confidence
FBI Crime Data Explorer · Updated June 2026

Walkability

Walk Score (proxy)
49 / 100Low confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
38 / 100Low confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026

Demographics

Population Profile

Population
17,749High confidence
U.S. Census ACS 5-Year · Updated October 2026
Median Age
42.1High confidence
U.S. Census ACS 5-Year · Updated October 2026
Age 65+
20.6%High confidence
U.S. Census ACS 5-Year · Updated October 2026
Veterans
8.0%High confidence
U.S. Census ACS 5-Year · Updated October 2026
Bachelor's Degree+
13.3%High confidence
U.S. Census ACS 5-Year · Updated October 2026

Diversity Breakdown

White
53.6%High confidence
U.S. Census ACS 5-Year · Updated October 2026
Black
35.9%High confidence
U.S. Census ACS 5-Year · Updated October 2026
Hispanic/Latino
3.5%High confidence
U.S. Census ACS 5-Year · Updated October 2026
Asian
0.9%High confidence
U.S. Census ACS 5-Year · Updated October 2026

Frequently asked questions about retiring in McKeesport

What is the cost of living in McKeesport, Pennsylvania for retirees?▾

The cost-of-living index is 96, roughly 4% below the national average of 100. Median home price is around $58,500.

Does Pennsylvania tax Social Security or retirement income?▾

For Pennsylvania residents: State income tax; Social Security and most retirement income fully exempt.

What is the climate like in McKeesport, Pennsylvania?▾

McKeesport, Pennsylvania has January average low around 24°F, July average high around 84°F. Climate normals are based on 30-year averages from NOAA's National Centers for Environmental Information.

What is healthcare access like in McKeesport, Pennsylvania?▾

McKeesport scores 100/100 on the RetireCityIQ healthcare access index — a top-tier score. The index combines CMS hospital quality ratings, Medicare Advantage plan availability, and hospitals per 100,000 residents (KFF + CMS data).

Interested in McKeesport? Talk to a Local Expert.

State Preferences (select all that interest you)

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