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Retirement community in Marion, Illinois

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Marion, Illinois Retirement Guide

72

Retirement Score

Marion, Illinois at a Glance

Median Home Price
$143,600
State Income Tax
State income tax; Social Security and retirement income (pensions, 401k, IRA) fully exempt.
Avg January Low
17.9°F
Cost of Living Index
101.2 (US avg = 100)
RetireCityIQ Score
72 / 100

Overview

Explore the key retirement factors for Marion, Illinois, including cost of living, taxes, healthcare quality, and climate data.

Cost of Living

Affordability Metrics

Cost of Living Index
101.2 (U.S. avg = 100)Low confidence
BEA Regional Price Parities · Updated May 2026
Median Household Income
$54,052High confidence
U.S. Census ACS 5-Year · Updated October 2026

Marion's cost of living is 1.2000000000000028% above the national average. For a detailed breakdown of expenses, see our cost of living methodology.

Housing

Real Estate & Housing

Median Home Price
$143,600High confidence
U.S. Census ACS 5-Year · Updated October 2026
Median Monthly Rent
$823High confidence
U.S. Census ACS 5-Year · Updated October 2026
Owner-Occupied Housing
62.0%High confidence
U.S. Census ACS 5-Year · Updated October 2026

10-Year Housing Stress Test (Estimate)

Estimate monthly homeowner carrying cost in Marion using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.

Estimated monthly carrying cost

$311

Stress-case monthly carrying cost

$349

Median home price used: $143,600

Median rent reference: $823 / month

Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.

Budget validation

Calculate if your savings last in this city

Use RetireFree to test whether your portfolio can support retirement in Marion, Illinois after local housing costs, taxes, healthcare, inflation, and withdrawal timing.

Open the RetireFree Calculator →

Healthcare

Access & Quality

Healthcare Access Score
100 / 100High confidence
CMS Hospital General Information · Updated October 2026
Care Access (Proxy)
100 / 100Estimated
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score
41.9 / 100Estimated
RetireCityIQ proxy model · Updated June 2026

Quality of care and specialist availability are critical for a successful retirement. Marion scores 100 out of 100 for healthcare access.

Care planning link

Find local assisted living in Marion

If your city research includes aging parents, future care needs, or a move closer to family, compare local care options alongside housing and healthcare access.

Assisted living in Marion →

Taxes

State Tax Climate

Retirement Tax Score
60 / 100High confidence
Tax Foundation · Updated October 2026
Tax Details
State income tax; Social Security and retirement income (pensions, 401k, IRA) fully exempt.High confidence
Tax Foundation · Updated October 2026

Illinois has a tax environment that is moderate for retirees.

Climate

Weather & Environment

Avg July High
Avg January Low
Annual Precipitation
Sunny Days / Year

With 270 sunny days a year and an average January low of 17.9°F, Marion offers a traditional winter climate.

Safety & Walkability

Community Safety

Safety Score
92.3 / 100Low confidence
FBI Crime Data Explorer · Updated June 2026

Walkability

Walk Score (proxy)
10.6 / 100Low confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
1.2 / 100Low confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026

Demographics

Population Profile

Population
16,867High confidence
U.S. Census ACS 5-Year · Updated October 2026
Median Age
40.8High confidence
U.S. Census ACS 5-Year · Updated October 2026
Age 65+
23.8%High confidence
U.S. Census ACS 5-Year · Updated October 2026
Veterans
11.6%High confidence
U.S. Census ACS 5-Year · Updated October 2026
Bachelor's Degree+
27.7%High confidence
U.S. Census ACS 5-Year · Updated October 2026

Diversity Breakdown

White
86.0%High confidence
U.S. Census ACS 5-Year · Updated October 2026
Black
4.9%High confidence
U.S. Census ACS 5-Year · Updated October 2026
Hispanic/Latino
2.9%High confidence
U.S. Census ACS 5-Year · Updated October 2026
Asian
2.8%High confidence
U.S. Census ACS 5-Year · Updated October 2026

Frequently asked questions about retiring in Marion

What is the cost of living in Marion, Illinois for retirees?▾

The cost-of-living index is 101, roughly 1% above the national average of 100. Median home price is around $143,600.

Does Illinois tax Social Security or retirement income?▾

For Illinois residents: State income tax; Social Security and retirement income (pensions, 401k, IRA) fully exempt.

What is the climate like in Marion, Illinois?▾

Marion, Illinois has January average low around 18°F, July average high around 83°F. Climate normals are based on 30-year averages from NOAA's National Centers for Environmental Information.

What is healthcare access like in Marion, Illinois?▾

Marion scores 100/100 on the RetireCityIQ healthcare access index — a top-tier score. The index combines CMS hospital quality ratings, Medicare Advantage plan availability, and hospitals per 100,000 residents (KFF + CMS data).

Interested in Marion? Talk to a Local Expert.

State Preferences (select all that interest you)

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