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Keene, New Hampshire Retirement Guide
Retirement Score
Keene, New Hampshire at a Glance
- Median Home Price
- $221,400
- State Income Tax
- Taxes only interest/dividends (phasing out); wages, SS, and pension income exempt.
- Avg January Low
- 17°F
- Cost of Living Index
- 107.8 (US avg = 100)
- RetireCityIQ Score
- 62 / 100
Overview
Explore the key retirement factors for Keene, New Hampshire, including cost of living, taxes, healthcare quality, and climate data.
Cost of Living
Affordability Metrics
Keene's cost of living is 7.799999999999997% above the national average. For a detailed breakdown of expenses, see our cost of living methodology.
Housing
Real Estate & Housing
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Keene using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$480
Stress-case monthly carrying cost
$539
Median home price used: $221,400
Median rent reference: $1,153 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
Budget validation
Calculate if your savings last in this city
Use RetireFree to test whether your portfolio can support retirement in Keene, New Hampshire after local housing costs, taxes, healthcare, inflation, and withdrawal timing.
Open the RetireFree Calculator →Healthcare
Access & Quality
Quality of care and specialist availability are critical for a successful retirement. Keene scores 51.4 out of 100 for healthcare access.
Care planning link
Find local assisted living in Keene
If your city research includes aging parents, future care needs, or a move closer to family, compare local care options alongside housing and healthcare access.
Assisted living in Keene →Taxes
State Tax Climate
New Hampshire has a tax environment that is highly favorable for retirees.
Climate
Weather & Environment
With 268 sunny days a year and an average January low of 17°F, Keene offers a traditional winter climate.
Safety & Walkability
Community Safety
Walkability
Demographics
Population Profile
Diversity Breakdown
Frequently asked questions about retiring in Keene
What is the cost of living in Keene, New Hampshire for retirees?▾
The cost-of-living index is 108, roughly 8% above the national average of 100. Median home price is around $221,400.
Does New Hampshire tax Social Security or retirement income?▾
For New Hampshire residents: Taxes only interest/dividends (phasing out); wages, SS, and pension income exempt.
What is the climate like in Keene, New Hampshire?▾
Keene, New Hampshire has January average low around 17°F, July average high around 83°F. Climate normals are based on 30-year averages from NOAA's National Centers for Environmental Information.
What is healthcare access like in Keene, New Hampshire?▾
Keene scores 51/100 on the RetireCityIQ healthcare access index — a solid score. The index combines CMS hospital quality ratings, Medicare Advantage plan availability, and hospitals per 100,000 residents (KFF + CMS data).
Local Professionals
Financial Advisors
BLUESTONE WEALTH MANAGEMENT LLC
BLUESTONE WEALTH MANAGEMENT LLC
BLUESTONE WEALTH MANAGEMENT LLC
+17 more financial advisors available