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Retirement community in Jennings, Missouri

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Jennings, Missouri Retirement Guide

established retirement community
45

Retirement Score

Jennings, Missouri at a Glance

Median Home Price
$64,000
State Income Tax
State income tax; Social Security partially exempt based on income; limited pension deduction.
Avg January Low
25.1°F
Cost of Living Index
91 (US avg = 100)
Best For
established retirement community
RetireCityIQ Score
45 / 100

Overview

Explore the key retirement factors for Jennings, Missouri, including cost of living, taxes, healthcare quality, and climate data.

Cost of Living

Affordability Metrics

Cost of Living Index
91 (U.S. avg = 100)Low confidence
BEA Regional Price Parities · Updated May 2026
Median Household Income
$32,462High confidence
U.S. Census ACS 5-Year · Updated October 2026

Jennings's cost of living is 9% below the national average. For a detailed breakdown of expenses, see our cost of living methodology.

Housing

Real Estate & Housing

Median Home Price
$64,000High confidence
U.S. Census ACS 5-Year · Updated October 2026
Median Monthly Rent
$857High confidence
U.S. Census ACS 5-Year · Updated October 2026
Owner-Occupied Housing
43.3%High confidence
U.S. Census ACS 5-Year · Updated October 2026

10-Year Housing Stress Test (Estimate)

Estimate monthly homeowner carrying cost in Jennings using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.

Estimated monthly carrying cost

$139

Stress-case monthly carrying cost

$156

Median home price used: $64,000

Median rent reference: $857 / month

Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.

Budget validation

Calculate if your savings last in this city

Use RetireFree to test whether your portfolio can support retirement in Jennings, Missouri after local housing costs, taxes, healthcare, inflation, and withdrawal timing.

Open the RetireFree Calculator →

Healthcare

Access & Quality

Healthcare Access Score
Care Access (Proxy)
0 / 100Estimated
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score
67.7 / 100Estimated
RetireCityIQ proxy model · Updated June 2026

Quality of care and specialist availability are critical for a successful retirement. Jennings scores 0 out of 100 for healthcare access.

Care planning link

Find local assisted living in Jennings

If your city research includes aging parents, future care needs, or a move closer to family, compare local care options alongside housing and healthcare access.

Assisted living in Jennings →

Taxes

State Tax Climate

Retirement Tax Score
30 / 100High confidence
Tax Foundation · Updated October 2026
Tax Details
State income tax; Social Security partially exempt based on income; limited pension deduction.High confidence
Tax Foundation · Updated October 2026

Missouri has a tax environment that is moderate for retirees.

Climate

Weather & Environment

Avg July High
89.4°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated September 2026
Avg January Low
25.1°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated September 2026
Annual Precipitation
50.2"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated September 2026
Sunny Days / Year
294 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated September 2026

With 294 sunny days a year and an average January low of 25.1°F, Jennings offers a traditional winter climate.

Safety & Walkability

Community Safety

Safety Score
76.5 / 100Low confidence
FBI Crime Data Explorer · Updated June 2026

Walkability

Walk Score (proxy)
69.2 / 100Low confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
40 / 100Low confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026

Demographics

Population Profile

Population
12,996High confidence
U.S. Census ACS 5-Year · Updated October 2026
Median Age
42.5High confidence
U.S. Census ACS 5-Year · Updated October 2026
Age 65+
18.5%High confidence
U.S. Census ACS 5-Year · Updated October 2026
Veterans
6.5%High confidence
U.S. Census ACS 5-Year · Updated October 2026
Bachelor's Degree+
9.4%High confidence
U.S. Census ACS 5-Year · Updated October 2026

Diversity Breakdown

White
6.6%High confidence
U.S. Census ACS 5-Year · Updated October 2026
Black
89.0%High confidence
U.S. Census ACS 5-Year · Updated October 2026
Hispanic/Latino
0.7%High confidence
U.S. Census ACS 5-Year · Updated October 2026
Asian
0.4%High confidence
U.S. Census ACS 5-Year · Updated October 2026

Frequently asked questions about retiring in Jennings

Is Jennings, Missouri a good place to retire?▾

Jennings, Missouri is one of the US retirement-friendly cities tracked by RetireCityIQ. Notable retirement-relevant traits include established retirement community. See the at-a-glance card on this page for the cost of living, state tax treatment, climate, and healthcare access metrics.

What is the cost of living in Jennings, Missouri for retirees?▾

The cost-of-living index is 91, roughly 9% below the national average of 100. Median home price is around $64,000.

Does Missouri tax Social Security or retirement income?▾

For Missouri residents: State income tax; Social Security partially exempt based on income; limited pension deduction.

What is the climate like in Jennings, Missouri?▾

Jennings, Missouri has January average low around 25°F, July average high around 89°F. Climate normals are based on 30-year averages from NOAA's National Centers for Environmental Information.

What is healthcare access like in Jennings, Missouri?▾

Jennings scores 0/100 on the RetireCityIQ healthcare access index — a limited score. The index combines CMS hospital quality ratings, Medicare Advantage plan availability, and hospitals per 100,000 residents (KFF + CMS data).

Interested in Jennings? Talk to a Local Expert.

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