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Retirement community in Fort Lee, New Jersey

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Fort Lee, New Jersey Retirement Guide

established retirement community
63

Retirement Score

Fort Lee, New Jersey at a Glance

Median Home Price
$393,200
State Income Tax
State income tax; Social Security fully exempt; pension exclusion up to $100k for qualifying seniors.
Avg January Low
27.1°F
Cost of Living Index
108.8 (US avg = 100)
Best For
established retirement community
RetireCityIQ Score
63 / 100

Overview

Explore the key retirement factors for Fort Lee, New Jersey, including cost of living, taxes, healthcare quality, and climate data.

Cost of Living

Affordability Metrics

Cost of Living Index
108.8 (U.S. avg = 100)Low confidence
BEA Regional Price Parities · Updated May 2026
Median Household Income
$101,573High confidence
U.S. Census ACS 5-Year · Updated October 2026

Fort Lee's cost of living is 8.799999999999997% above the national average. For a detailed breakdown of expenses, see our cost of living methodology.

Housing

Real Estate & Housing

Median Home Price
$393,200High confidence
U.S. Census ACS 5-Year · Updated October 2026
Median Monthly Rent
$2,159High confidence
U.S. Census ACS 5-Year · Updated October 2026
Owner-Occupied Housing
58.4%High confidence
U.S. Census ACS 5-Year · Updated October 2026

10-Year Housing Stress Test (Estimate)

Estimate monthly homeowner carrying cost in Fort Lee using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.

Estimated monthly carrying cost

$852

Stress-case monthly carrying cost

$957

Median home price used: $393,200

Median rent reference: $2,159 / month

Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.

Budget validation

Calculate if your savings last in this city

Use RetireFree to test whether your portfolio can support retirement in Fort Lee, New Jersey after local housing costs, taxes, healthcare, inflation, and withdrawal timing.

Open the RetireFree Calculator →

Healthcare

Access & Quality

Healthcare Access Score
Care Access (Proxy)
100 / 100Estimated
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score
68.6 / 100Estimated
RetireCityIQ proxy model · Updated June 2026

Quality of care and specialist availability are critical for a successful retirement. Fort Lee scores 100 out of 100 for healthcare access.

Care planning link

Find local assisted living in Fort Lee

If your city research includes aging parents, future care needs, or a move closer to family, compare local care options alongside housing and healthcare access.

Assisted living in Fort Lee →

Taxes

State Tax Climate

Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated October 2026
Tax Details
State income tax; Social Security fully exempt; pension exclusion up to $100k for qualifying seniors.High confidence
Tax Foundation · Updated October 2026

New Jersey has a tax environment that is moderate for retirees.

Climate

Weather & Environment

Avg July High
87°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated October 2026
Avg January Low
27.1°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated October 2026
Annual Precipitation
54.7"High confidence
Open-Meteo Historical Weather (ERA5) · Updated October 2026
Sunny Days / Year
280 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated October 2026

With 280 sunny days a year and an average January low of 27.1°F, Fort Lee offers a traditional winter climate.

Safety & Walkability

Community Safety

Safety Score
100 / 100Low confidence
FBI Crime Data Explorer · Updated June 2026

Walkability

Walk Score (proxy)
39.1 / 100Low confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
73.3 / 100Low confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026

Demographics

Population Profile

Population
39,799High confidence
U.S. Census ACS 5-Year · Updated October 2026
Median Age
46.6High confidence
U.S. Census ACS 5-Year · Updated October 2026
Age 65+
25.0%High confidence
U.S. Census ACS 5-Year · Updated October 2026
Veterans
2.5%High confidence
U.S. Census ACS 5-Year · Updated October 2026
Bachelor's Degree+
62.8%High confidence
U.S. Census ACS 5-Year · Updated October 2026

Diversity Breakdown

White
43.2%High confidence
U.S. Census ACS 5-Year · Updated October 2026
Black
2.7%High confidence
U.S. Census ACS 5-Year · Updated October 2026
Hispanic/Latino
12.9%High confidence
U.S. Census ACS 5-Year · Updated October 2026
Asian
43.8%High confidence
U.S. Census ACS 5-Year · Updated October 2026

Frequently asked questions about retiring in Fort Lee

Is Fort Lee, New Jersey a good place to retire?▾

Fort Lee, New Jersey is one of the US retirement-friendly cities tracked by RetireCityIQ. Notable retirement-relevant traits include established retirement community. See the at-a-glance card on this page for the cost of living, state tax treatment, climate, and healthcare access metrics.

What is the cost of living in Fort Lee, New Jersey for retirees?▾

The cost-of-living index is 109, roughly 9% above the national average of 100. Median home price is around $393,200.

Does New Jersey tax Social Security or retirement income?▾

For New Jersey residents: State income tax; Social Security fully exempt; pension exclusion up to $100k for qualifying seniors.

What is the climate like in Fort Lee, New Jersey?▾

Fort Lee, New Jersey has January average low around 27°F, July average high around 87°F. Climate normals are based on 30-year averages from NOAA's National Centers for Environmental Information.

What is healthcare access like in Fort Lee, New Jersey?▾

Fort Lee scores 100/100 on the RetireCityIQ healthcare access index — a top-tier score. The index combines CMS hospital quality ratings, Medicare Advantage plan availability, and hospitals per 100,000 residents (KFF + CMS data).

Local Professionals

Financial Advisors

PALISADE CAPITAL MANAGEMENT, LP

Financial Advisor

WORTH VENTURE PARTNERS, LLC

Financial Advisor

PALISADE CAPITAL MANAGEMENT, LP

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