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Retirement community in Creve Coeur, Missouri

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Creve Coeur, Missouri Retirement Guide

55

Retirement Score

Creve Coeur, Missouri at a Glance

Median Home Price
$529,900
State Income Tax
State income tax; Social Security partially exempt based on income; limited pension deduction.
Avg January Low
70°F
Cost of Living Index
91 (US avg = 100)
RetireCityIQ Score
55 / 100

Overview

Explore the key retirement factors for Creve Coeur, Missouri, including cost of living, taxes, healthcare quality, and climate data.

Cost of Living

Affordability Metrics

Cost of Living Index
91 (U.S. avg = 100)Low confidence
BEA Regional Price Parities · Updated May 2026
Median Household Income
$115,120High confidence
U.S. Census ACS 5-Year · Updated October 2026

Creve Coeur's cost of living is 9% below the national average. For a detailed breakdown of expenses, see our cost of living methodology.

Housing

Real Estate & Housing

Median Home Price
$529,900High confidence
U.S. Census ACS 5-Year · Updated October 2026
Median Monthly Rent
$1,424High confidence
U.S. Census ACS 5-Year · Updated October 2026
Owner-Occupied Housing
62.8%High confidence
U.S. Census ACS 5-Year · Updated October 2026

10-Year Housing Stress Test (Estimate)

Estimate monthly homeowner carrying cost in Creve Coeur using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.

Estimated monthly carrying cost

$1,148

Stress-case monthly carrying cost

$1,289

Median home price used: $529,900

Median rent reference: $1,424 / month

Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.

Budget validation

Calculate if your savings last in this city

Use RetireFree to test whether your portfolio can support retirement in Creve Coeur, Missouri after local housing costs, taxes, healthcare, inflation, and withdrawal timing.

Open the RetireFree Calculator →

Healthcare

Access & Quality

Healthcare Access Score
63 / 100High confidence
CMS Hospital General Information · Updated October 2026
Care Access (Proxy)
63 / 100Estimated
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score
34.8 / 100Estimated
RetireCityIQ proxy model · Updated June 2026

Quality of care and specialist availability are critical for a successful retirement. Creve Coeur scores 63 out of 100 for healthcare access.

Care planning link

Find local assisted living in Creve Coeur

If your city research includes aging parents, future care needs, or a move closer to family, compare local care options alongside housing and healthcare access.

Assisted living in Creve Coeur →

Taxes

State Tax Climate

Retirement Tax Score
30 / 100High confidence
Tax Foundation · Updated October 2026
Tax Details
State income tax; Social Security partially exempt based on income; limited pension deduction.High confidence
Tax Foundation · Updated October 2026

Missouri has a tax environment that is moderate for retirees.

Climate

Weather & Environment

Avg July High
71.2°FLow confidence
Avg January Low
70°FLow confidence
Annual Precipitation
58.2"Low confidence
Sunny Days / Year
350 daysLow confidence

With 350 sunny days a year and an average January low of 70°F, Creve Coeur offers a mild winter climate.

Safety & Walkability

Community Safety

Safety Score
76.5 / 100Low confidence
FBI Crime Data Explorer · Updated June 2026

Walkability

Walk Score (proxy)
9.2 / 100Low confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
0.6 / 100Low confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026

Demographics

Population Profile

Population
18,679High confidence
U.S. Census ACS 5-Year · Updated October 2026
Median Age
44.1High confidence
U.S. Census ACS 5-Year · Updated October 2026
Age 65+
25.4%High confidence
U.S. Census ACS 5-Year · Updated October 2026
Veterans
5.4%High confidence
U.S. Census ACS 5-Year · Updated October 2026
Bachelor's Degree+
67.2%High confidence
U.S. Census ACS 5-Year · Updated October 2026

Diversity Breakdown

White
74.0%High confidence
U.S. Census ACS 5-Year · Updated October 2026
Black
10.0%High confidence
U.S. Census ACS 5-Year · Updated October 2026
Hispanic/Latino
1.7%High confidence
U.S. Census ACS 5-Year · Updated October 2026
Asian
10.8%High confidence
U.S. Census ACS 5-Year · Updated October 2026

Frequently asked questions about retiring in Creve Coeur

What is the cost of living in Creve Coeur, Missouri for retirees?▾

The cost-of-living index is 91, roughly 9% below the national average of 100. Median home price is around $529,900.

Does Missouri tax Social Security or retirement income?▾

For Missouri residents: State income tax; Social Security partially exempt based on income; limited pension deduction.

What is the climate like in Creve Coeur, Missouri?▾

Creve Coeur, Missouri has January average low around 70°F, July average high around 71°F. Climate normals are based on 30-year averages from NOAA's National Centers for Environmental Information.

What is healthcare access like in Creve Coeur, Missouri?▾

Creve Coeur scores 63/100 on the RetireCityIQ healthcare access index — a solid score. The index combines CMS hospital quality ratings, Medicare Advantage plan availability, and hospitals per 100,000 residents (KFF + CMS data).

Local Professionals

Financial Advisors

THE WORLEY BANKS GROUP, LLC

Financial Advisor

THE WORLEY BANKS GROUP, LLC

Financial Advisor

THE WORLEY BANKS GROUP, LLC

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+16 more financial advisors available

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