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Retirement community in Crawfordsville, Indiana

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Crawfordsville, Indiana Retirement Guide

66

Retirement Score

Crawfordsville, Indiana at a Glance

Median Home Price
$131,000
State Income Tax
State income tax; Social Security exempt; some retirement income deductions available.
Avg January Low
23.5°F
Cost of Living Index
91.9 (US avg = 100)
RetireCityIQ Score
66 / 100

Overview

Explore the key retirement factors for Crawfordsville, Indiana, including cost of living, taxes, healthcare quality, and climate data.

Cost of Living

Affordability Metrics

Cost of Living Index
91.9 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated May 2026
Median Household Income
$46,918High confidence
U.S. Census ACS 5-Year · Updated September 2026

Crawfordsville's cost of living is 8.099999999999994% below the national average. For a detailed breakdown of expenses, see our cost of living methodology.

Housing

Real Estate & Housing

Median Home Price
$131,000High confidence
U.S. Census ACS 5-Year · Updated September 2026
Median Monthly Rent
$765High confidence
U.S. Census ACS 5-Year · Updated September 2026
Owner-Occupied Housing
59.9%High confidence
U.S. Census ACS 5-Year · Updated September 2026

10-Year Housing Stress Test (Estimate)

Estimate monthly homeowner carrying cost in Crawfordsville using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.

Estimated monthly carrying cost

$284

Stress-case monthly carrying cost

$319

Median home price used: $131,000

Median rent reference: $765 / month

Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.

Budget validation

Calculate if your savings last in this city

Use RetireFree to test whether your portfolio can support retirement in Crawfordsville, Indiana after local housing costs, taxes, healthcare, inflation, and withdrawal timing.

Open the RetireFree Calculator →

Healthcare

Access & Quality

Healthcare Access Score
72 / 100High confidence
CMS Hospital General Information · Updated September 2026
Care Access (Proxy)
72 / 100Estimated
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score
65.6 / 100Estimated
RetireCityIQ proxy model · Updated June 2026

Quality of care and specialist availability are critical for a successful retirement. Crawfordsville scores 72 out of 100 for healthcare access.

Care planning link

Find local assisted living in Crawfordsville

If your city research includes aging parents, future care needs, or a move closer to family, compare local care options alongside housing and healthcare access.

Assisted living in Crawfordsville

Taxes

State Tax Climate

Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated September 2026
Tax Details
State income tax; Social Security exempt; some retirement income deductions available.High confidence
Tax Foundation · Updated September 2026

Indiana has a tax environment that is moderate for retirees.

Climate

Weather & Environment

Avg July High
84.4°FMedium confidence
Avg January Low
23.5°FMedium confidence
Annual Precipitation
36.3"Medium confidence
Sunny Days / Year
280 daysMedium confidence

With 280 sunny days a year and an average January low of 23.5°F, Crawfordsville offers a traditional winter climate.

Safety & Walkability

Community Safety

Safety Score
98.2 / 100Medium confidence
FBI Crime Data Explorer · Updated June 2026

Walkability

Walk Score (proxy)
58 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
1.7 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026

Demographics

Population Profile

Population
16,335High confidence
U.S. Census ACS 5-Year · Updated September 2026
Median Age
36.7High confidence
U.S. Census ACS 5-Year · Updated September 2026
Age 65+
17.9%High confidence
U.S. Census ACS 5-Year · Updated September 2026
Veterans
7.1%High confidence
U.S. Census ACS 5-Year · Updated September 2026
Bachelor's Degree+
16.2%High confidence
U.S. Census ACS 5-Year · Updated September 2026

Diversity Breakdown

White
89.1%High confidence
U.S. Census ACS 5-Year · Updated September 2026
Black
1.5%High confidence
U.S. Census ACS 5-Year · Updated September 2026
Hispanic/Latino
8.3%High confidence
U.S. Census ACS 5-Year · Updated September 2026
Asian
0.5%High confidence
U.S. Census ACS 5-Year · Updated September 2026

Frequently asked questions about retiring in Crawfordsville

What is the cost of living in Crawfordsville, Indiana for retirees?

The cost-of-living index is 92, roughly 8% below the national average of 100. Median home price is around $131,000.

Does Indiana tax Social Security or retirement income?

For Indiana residents: State income tax; Social Security exempt; some retirement income deductions available.

What is the climate like in Crawfordsville, Indiana?

Crawfordsville, Indiana has January average low around 24°F, July average high around 84°F. Climate normals are based on 30-year averages from NOAA's National Centers for Environmental Information.

What is healthcare access like in Crawfordsville, Indiana?

Crawfordsville scores 72/100 on the RetireCityIQ healthcare access index — a strong score. The index combines CMS hospital quality ratings, Medicare Advantage plan availability, and hospitals per 100,000 residents (KFF + CMS data).

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