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Brookhaven, Mississippi Retirement Guide
Retirement Score
Brookhaven, Mississippi at a Glance
- Median Home Price
- $110,800
- State Income Tax
- State income tax; Social Security and retirement income fully exempt.
- Avg January Low
- 40.9°F
- Cost of Living Index
- 87.3 (US avg = 100)
- RetireCityIQ Score
- 76 / 100
Overview
Explore the key retirement factors for Brookhaven, Mississippi, including cost of living, taxes, healthcare quality, and climate data.
Cost of Living
Affordability Metrics
Brookhaven's cost of living is 12.700000000000003% below the national average. For a detailed breakdown of expenses, see our cost of living methodology.
Housing
Real Estate & Housing
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Brookhaven using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$240
Stress-case monthly carrying cost
$270
Median home price used: $110,800
Median rent reference: $673 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
Budget validation
Calculate if your savings last in this city
Use RetireFree to test whether your portfolio can support retirement in Brookhaven, Mississippi after local housing costs, taxes, healthcare, inflation, and withdrawal timing.
Open the RetireFree Calculator →Healthcare
Access & Quality
Quality of care and specialist availability are critical for a successful retirement. Brookhaven scores 100 out of 100 for healthcare access.
Care planning link
Find local assisted living in Brookhaven
If your city research includes aging parents, future care needs, or a move closer to family, compare local care options alongside housing and healthcare access.
Assisted living in Brookhaven →Taxes
State Tax Climate
Mississippi has a tax environment that is moderate for retirees.
Climate
Weather & Environment
With 306 sunny days a year and an average January low of 40.9°F, Brookhaven offers a mild winter climate.
Safety & Walkability
Community Safety
Walkability
Demographics
Population Profile
Diversity Breakdown
Frequently asked questions about retiring in Brookhaven
What is the cost of living in Brookhaven, Mississippi for retirees?▾
The cost-of-living index is 87, roughly 13% below the national average of 100. Median home price is around $110,800.
Does Mississippi tax Social Security or retirement income?▾
For Mississippi residents: State income tax; Social Security and retirement income fully exempt.
What is the climate like in Brookhaven, Mississippi?▾
Brookhaven, Mississippi has January average low around 41°F, July average high around 93°F. Climate normals are based on 30-year averages from NOAA's National Centers for Environmental Information.
What is healthcare access like in Brookhaven, Mississippi?▾
Brookhaven scores 100/100 on the RetireCityIQ healthcare access index — a top-tier score. The index combines CMS hospital quality ratings, Medicare Advantage plan availability, and hospitals per 100,000 residents (KFF + CMS data).